3 Circle DrBuffaloWY82834



INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 3 Circle Dr, Buffalo, WY, 82834 in Buffalo is narrow, $59/mo net on $1,253/mo rent after the $809/mo debt service, but the property operates at break-even-plus, not a loss. At $180,000 with a 7.16% yield, the long-run equity case via 5% appreciation ($49,731 over five years) and $1,658/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.55 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $82,675.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 6.8% |
| Monthly Cash Flow | $59 | $1,250 |
City averages based on Buffalo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,253 |
| Total Monthly Debt Service | $952 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1978
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 82834, Buffalo, WY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,085 (100%) |
| Owner Occupied HU | 2,590 (63.4%) |
| Renter Occupied HU | 885 (21.7%) |
| Vacant Housing Units | 610 (14.9%) |
| Median Home Value | $322,327 |
| Average Home Value | $376,024 |
Housing Distribution
Address Breakdown
Residential
3,490
Single Family
3,417
Multi-Family
73
Businesses
570



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Manufactured
Built in 1978
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 82834, Buffalo, WY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,085 (100%) |
| Owner Occupied HU | 2,590 (63.4%) |
| Renter Occupied HU | 885 (21.7%) |
| Vacant Housing Units | 610 (14.9%) |
| Median Home Value | $322,327 |
| Average Home Value | $376,024 |
Housing Distribution
Address Breakdown
Residential
3,490
Single Family
3,417
Multi-Family
73
Businesses
570
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Tonya Stahl • Team Properties Group, LLC
Mls Name: Sheridan County BOR
Mls Provider:
Mls ID: #25-547
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.





