3 Berry HillPutnam ValleyNY10579
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 3 Berry Hill, Putnam Valley, NY, 10579 in Putnam Valley speaks for itself: 26.59% gross on a $324,900 price, generating $7,200/mo in rent and $5,030/mo in net income after the $1,461/mo debt service. DSCR 4.93, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $60,365 stacks alongside $89,764 in projected five-year appreciation and $2,992/yr in principal reduction. Projected total cumulative return: $447,609.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 26.6% | 6.2% |
| Monthly Cash Flow | $5,030 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $7,200 |
| Total Monthly Debt Service | $2,040 |
| DSCR Ratio | 3.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1945
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10579, Putnam Valley, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,738 (100%) |
| Owner Occupied HU | 2,875 (76.9%) |
| Renter Occupied HU | 354 ( 9.5%) |
| Vacant Housing Units | 509 (13.6%) |
| Median Home Value | $550,236 |
| Average Home Value | $585,052 |
Housing Distribution
Address Breakdown
Residential
3,371
Single Family
3,371
Multi-Family
0
Businesses
127
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1945
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10579, Putnam Valley, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,738 (100%) |
| Owner Occupied HU | 2,875 (76.9%) |
| Renter Occupied HU | 354 ( 9.5%) |
| Vacant Housing Units | 509 (13.6%) |
| Median Home Value | $550,236 |
| Average Home Value | $585,052 |
Housing Distribution
Address Breakdown
Residential
3,371
Single Family
3,371
Multi-Family
0
Businesses
127
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bonnie Massa • BHHS Hudson Valley Properties
Mls Name: OneKey MLS
Mls ID: #838095