3-3400 Kuhio Hwy APT B105LihueHI96766
INVESTMENT ANALYSIS
Investment Verdict
Solid Income3-3400 Kuhio Hwy APT B105, Lihue, HI, 96766 in Lihue is a stable, well-positioned rental at $450,000. Rental yield 8.41%. DSCR 1.48 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $124,327 in value and $3,772/yr in principal paydown builds equity, a total projected return of $118,686.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 7.0% |
| Monthly Cash Flow | $(751) | $2,500 |
City averages based on Lihue market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,152 |
| Total Monthly Debt Service | $3,834 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1980
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96766, Lihue, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,037 (100%) |
| Owner Occupied HU | 3,422 (56.7%) |
| Renter Occupied HU | 2,114 (35.0%) |
| Vacant Housing Units | 501 ( 8.3%) |
| Median Home Value | $840,429 |
| Average Home Value | $905,465 |
Housing Distribution
Address Breakdown
Residential
5,247
Single Family
4,433
Multi-Family
814
Businesses
1,423
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Nearby investment properties with comparable prices
