2D Polar Bear NorthWest DoverVT05356
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 2D Polar Bear North, West Dover, VT, 05356 in West Dover speaks for itself: 10.51% gross on a $379,000 price, generating $3,318/mo in rent and $797/mo in net income after the $1,704/mo debt service. DSCR 1.95, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $9,559 stacks alongside $104,711 in projected five-year appreciation and $3,491/yr in principal reduction. Projected total cumulative return: $195,758.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 6.2% |
| Monthly Cash Flow | $797 | $12,500 |
City averages based on West Dover market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,318 |
| Total Monthly Debt Service | $2,371 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1987
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05356, West Dover, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,785 (100%) |
| Owner Occupied HU | 476 (17.1%) |
| Renter Occupied HU | 142 ( 5.1%) |
| Vacant Housing Units | 2,167 (77.8%) |
| Median Home Value | $380,392 |
| Average Home Value | $469,238 |
Housing Distribution
Address Breakdown
Residential
119
Single Family
89
Multi-Family
30
Businesses
111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1987
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05356, West Dover, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,785 (100%) |
| Owner Occupied HU | 476 (17.1%) |
| Renter Occupied HU | 142 ( 5.1%) |
| Vacant Housing Units | 2,167 (77.8%) |
| Median Home Value | $380,392 |
| Average Home Value | $469,238 |
Housing Distribution
Address Breakdown
Residential
119
Single Family
89
Multi-Family
30
Businesses
111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Adam R Palmiter • Berkley & Veller Greenwood/Dover
Mls Name: PrimeMLS
Mls ID: #5059088