2995 Pleasant RdSan MiguelCA93451
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in San Miguel at 2995 Pleasant Rd, San Miguel, CA, 93451 projects strong ROI of -0.94%. Rental yield 0.76%. With 5% annual appreciation, the property builds $2,251,695 in value over five years. Equity growth combined delivers a projected five-year ROI of 7.73%, translating into $177,931 in total cumulative return on $2,302,375 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0.8% | 6.0% |
| Monthly Cash Flow | $(45,255) | $1,000 |
City averages based on San Miguel market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,162 |
| Total Monthly Debt Service | $47,175 |
| DSCR Ratio | 0.11x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
61.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93451, San Miguel, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,697 (100%) |
| Owner Occupied HU | 1,019 (60.0%) |
| Renter Occupied HU | 522 (30.8%) |
| Vacant Housing Units | 156 ( 9.2%) |
| Median Home Value | $486,066 |
| Average Home Value | $693,408 |
Housing Distribution
Address Breakdown
Residential
1,236
Single Family
1,236
Multi-Family
0
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
61.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93451, San Miguel, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,697 (100%) |
| Owner Occupied HU | 1,019 (60.0%) |
| Renter Occupied HU | 522 (30.8%) |
| Vacant Housing Units | 156 ( 9.2%) |
| Median Home Value | $486,066 |
| Average Home Value | $693,408 |
Housing Distribution
Address Breakdown
Residential
1,236
Single Family
1,236
Multi-Family
0
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Valeska Nemetz • Valeska Nemetz Inc.
Mls Name: CRMLS
Mls ID: #SC25171731