2979 Ridge Valley Rd NWAtlantaGA30327
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 2979 Ridge Valley Rd NW, Atlanta, GA, 30327 in Atlanta. At $965,000 it earns $7,448/mo in rent and distributes $1,575/mo to the owner after the $4,575/mo payment, a consistent 9.26% yield. DSCR 1.63 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $266,612 in value; $8,090/yr in principal paydown compounds ownership stake. Total projected return: $448,692.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 4.8% |
| Monthly Cash Flow | $1,575 | $1,850 |
City averages based on Atlanta market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $7,448 |
| Total Monthly Debt Service | $5,725 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
0.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30327, Atlanta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,771 (100%) |
| Owner Occupied HU | 7,826 (72.7%) |
| Renter Occupied HU | 2,476 (23.0%) |
| Vacant Housing Units | 469 ( 4.4%) |
| Median Home Value | $1,098,465 |
| Average Home Value | $1,214,544 |
Housing Distribution
Address Breakdown
Residential
10,532
Single Family
7,123
Multi-Family
3,409
Businesses
487
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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