2975 State Highway 23West OneontaNY13861
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in West Oneonta at 2975 State Highway 23, West Oneonta, NY, 13861 listed at $299,900 pairs $1,786/mo rent with a $1,468/mo payment. Total monthly income runs $1,786/mo. Return on cash invested measures 17.29% in year one, and rental yield registers 7.15% at a $299,900 basis. Equity gained on principal adds $1,935/yr, and annual property appreciation at 5% supports $82,857 by year five. Five-year ROI tracks 89.48% and total cumulative return in cash totals $88,960. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,786/mo property income relative to a $1,468/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 1946
2.28 Acres lot
$N/A/sqft
No HOA
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Listed by: Christine Keto • Oneonta Realty, LLC
Mls Name: NYSAMLSs
Mls ID: #R1624309