297 Lisabella LnEubankKY42567
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 297 Lisabella Ln, Eubank, KY, 42567 in Eubank speaks for itself: 10.73% gross on a $194,999 price, generating $1,744/mo in rent and $557/mo in net income after the $877/mo debt service. DSCR 1.99, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,682 stacks alongside $53,875 in projected five-year appreciation and $1,796/yr in principal reduction. Projected total cumulative return: $109,717.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 6.5% |
| Monthly Cash Flow | $557 | $850 |
City averages based on Eubank market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,744 |
| Total Monthly Debt Service | $1,109 |
| DSCR Ratio | 1.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42567, Eubank, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,718 (100%) |
| Owner Occupied HU | 1,918 (70.6%) |
| Renter Occupied HU | 486 (17.9%) |
| Vacant Housing Units | 314 (11.6%) |
| Median Home Value | $160,035 |
| Average Home Value | $179,136 |
Housing Distribution
Address Breakdown
Residential
2,395
Single Family
2,395
Multi-Family
0
Businesses
70
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42567, Eubank, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,718 (100%) |
| Owner Occupied HU | 1,918 (70.6%) |
| Renter Occupied HU | 486 (17.9%) |
| Vacant Housing Units | 314 (11.6%) |
| Median Home Value | $160,035 |
| Average Home Value | $179,136 |
Housing Distribution
Address Breakdown
Residential
2,395
Single Family
2,395
Multi-Family
0
Businesses
70
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices