29639 Delphinium AveSanta ClaritaCA91387
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 29639 Delphinium Ave, Santa Clarita, CA, 91387 in Santa Clarita is narrow, $106/mo net on $4,480/mo rent after the $3,179/mo debt service, but the property operates at break-even-plus, not a loss. At $707,000 with a 7.6% yield, the long-run equity case via 5% appreciation ($195,331 over five years) and $6,512/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.41 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $274,928.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 5.5% |
| Monthly Cash Flow | $106 | $1,500 |
City averages based on Santa Clarita market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,480 |
| Total Monthly Debt Service | $4,092 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
7,675 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91387, Canyon Country, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,767 (100%) |
| Owner Occupied HU | 9,272 (55.3%) |
| Renter Occupied HU | 6,893 (41.1%) |
| Vacant Housing Units | 602 ( 3.6%) |
| Median Home Value | $806,674 |
| Average Home Value | $831,610 |
Housing Distribution
Address Breakdown
Residential
15,591
Single Family
14,004
Multi-Family
1,587
Businesses
283
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
7,675 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91387, Canyon Country, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,767 (100%) |
| Owner Occupied HU | 9,272 (55.3%) |
| Renter Occupied HU | 6,893 (41.1%) |
| Vacant Housing Units | 602 ( 3.6%) |
| Median Home Value | $806,674 |
| Average Home Value | $831,610 |
Housing Distribution
Address Breakdown
Residential
15,591
Single Family
14,004
Multi-Family
1,587
Businesses
283
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Denny Valentine • Utopia Real Estate
Mls Name: CRMLS
Mls ID: #SW25155650