296 Terrace AveSan BrunoCA94066
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 296 Terrace Ave, San Bruno, CA, 94066 in San Bruno earns a 8.94% gross yield at $1,498,000. Rent of $11,162/mo nets $1,896/mo after the $6,736/mo mortgage. The 1.66 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $413,870 and $13,797/yr in equity accumulation project a total cumulative return of $689,988.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 5.5% |
| Monthly Cash Flow | $1,896 | $400 |
City averages based on San Bruno market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $11,162 |
| Total Monthly Debt Service | $8,671 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
3,520 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94066, San Bruno, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,524 (100%) |
| Owner Occupied HU | 8,832 (53.4%) |
| Renter Occupied HU | 6,971 (42.2%) |
| Vacant Housing Units | 721 ( 4.4%) |
| Median Home Value | $1,259,004 |
| Average Home Value | $1,286,494 |
Housing Distribution
Address Breakdown
Residential
16,342
Single Family
11,258
Multi-Family
5,084
Businesses
1,051
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
3,520 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94066, San Bruno, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,524 (100%) |
| Owner Occupied HU | 8,832 (53.4%) |
| Renter Occupied HU | 6,971 (42.2%) |
| Vacant Housing Units | 721 ( 4.4%) |
| Median Home Value | $1,259,004 |
| Average Home Value | $1,286,494 |
Housing Distribution
Address Breakdown
Residential
16,342
Single Family
11,258
Multi-Family
5,084
Businesses
1,051
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices