29589 Orchard RoadOntarioWI54651
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 29589 Orchard Road, Ontario, WI, 54651 in Ontario. Rental yield 6.68%. The 1.24 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $186,490 and $6,217/yr in principal reduction project total return of $207,684.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.7% | 6.2% |
| Monthly Cash Flow | $(774) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,756 |
| Total Monthly Debt Service | $4,261 |
| DSCR Ratio | 0.88x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2009
26.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54651, Ontario, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 593 (100%) |
| Owner Occupied HU | 414 (69.8%) |
| Renter Occupied HU | 92 (15.5%) |
| Vacant Housing Units | 87 (14.7%) |
| Median Home Value | $276,000 |
| Average Home Value | $305,453 |
Housing Distribution
Address Breakdown
Residential
496
Single Family
476
Multi-Family
20
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2009
26.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54651, Ontario, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 593 (100%) |
| Owner Occupied HU | 414 (69.8%) |
| Renter Occupied HU | 92 (15.5%) |
| Vacant Housing Units | 87 (14.7%) |
| Median Home Value | $276,000 |
| Average Home Value | $305,453 |
Housing Distribution
Address Breakdown
Residential
496
Single Family
476
Multi-Family
20
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices