2956 W Hammer Ln, Stockton, CA, 95209 | $1,731/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Stockton at 2956 W Hammer Ln, Stockton, CA, 95209 priced at $499,900 converts $4,942/mo rent into $1,731/mo cash flow after a $2,447/mo obligation. Total monthly income equals $4,942/mo, and annual cash flow totals $20,767/yr on $165,717 invested. Return on cash invested prints 32.44% in year one, and rental yield reads 11.86% against a $499,900 entry. Equity gained on principal adds $3,226/yr, while 5% annual appreciation compiles into $138,113 by year five. Five-year ROI reaches 170.35% and total cumulative return in cash sums $282,300. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $4,942/mo property income covering a $2,447/mo payment, not borrower’s personal income.

Single Family

Built in 1978

7,701 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95209, Stockton, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	13,784 (100%)
Owner Occupied HU	9,326 (67.7%)
Renter Occupied HU	4,034 (29.3%)
Vacant Housing Units	424 ( 3.1%)
Median Home Value	$507,286
Average Home Value	$550,649