2955 Mission Village DrSan DiegoCA92123
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 2955 Mission Village Dr, San Diego, CA, 92123 in San Diego earns a 8.83% gross yield at $1,295,000. Rent of $9,533/mo nets $1,522/mo after the $5,823/mo mortgage. The 1.64 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $357,785 and $11,927/yr in equity accumulation project a total cumulative return of $588,984.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 4.8% |
| Monthly Cash Flow | $1,522 | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $9,533 |
| Total Monthly Debt Service | $7,496 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
5,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92123, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,002 (100%) |
| Owner Occupied HU | 4,828 (37.1%) |
| Renter Occupied HU | 7,520 (57.8%) |
| Vacant Housing Units | 654 ( 5.0%) |
| Median Home Value | $853,319 |
| Average Home Value | $953,415 |
Housing Distribution
Address Breakdown
Residential
12,692
Single Family
8,425
Multi-Family
4,267
Businesses
2,191
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
5,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92123, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,002 (100%) |
| Owner Occupied HU | 4,828 (37.1%) |
| Renter Occupied HU | 7,520 (57.8%) |
| Vacant Housing Units | 654 ( 5.0%) |
| Median Home Value | $853,319 |
| Average Home Value | $953,415 |
Housing Distribution
Address Breakdown
Residential
12,692
Single Family
8,425
Multi-Family
4,267
Businesses
2,191
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices