2953 N Orange AveRialtoCA92377
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 2953 N Orange Ave, Rialto, CA, 92377 in Rialto is narrow, $139/mo net on $4,036/mo rent after the $2,986/mo debt service, but the property operates at break-even-plus, not a loss. At $629,888 with a 7.69% yield, the long-run equity case via 5% appreciation ($174,026 over five years) and $5,280/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.35 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $235,973.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.0% |
| Monthly Cash Flow | $139 | $1,500 |
City averages based on Rialto market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,036 |
| Total Monthly Debt Service | $3,800 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
10,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92377, Rialto, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,252 (100%) |
| Owner Occupied HU | 5,435 (86.9%) |
| Renter Occupied HU | 724 (11.6%) |
| Vacant Housing Units | 93 ( 1.5%) |
| Median Home Value | $588,299 |
| Average Home Value | $594,580 |
Housing Distribution
Address Breakdown
Residential
6,001
Single Family
5,856
Multi-Family
145
Businesses
413
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: N/A • N/A
Mls Name: Zillow
Mls Provider:
Mls ID: #Z000006027
