29501 Maplewood RdCallawayMN56521
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 29501 Maplewood Rd, Callaway, MN, 56521 in Callaway worth study. Rental yield 0%. The 0% gross yield is below cash-flow benchmarks at $199,000, but 5% annual appreciation, adding $54,980 over five years, frames this as a capital growth position. Rent of $1,649/mo partially offsets the $895/mo payment. Ziffy Mortgage finances appreciation-play properties (1.84 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $92,310.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.8% |
| Monthly Cash Flow | $0 | $650 |
City averages based on Callaway market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,649 |
| Total Monthly Debt Service | $1,319 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2003
3 Acres lot
$N/A/sqft
$1,200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56521, Callaway, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 347 (100%) |
| Owner Occupied HU | 258 (74.4%) |
| Renter Occupied HU | 29 ( 8.4%) |
| Vacant Housing Units | 60 (17.3%) |
| Median Home Value | $273,333 |
| Average Home Value | $325,068 |
Housing Distribution
Address Breakdown
Residential
264
Single Family
264
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2003
3 Acres lot
$N/A/sqft
$1,200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56521, Callaway, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 347 (100%) |
| Owner Occupied HU | 258 (74.4%) |
| Renter Occupied HU | 29 ( 8.4%) |
| Vacant Housing Units | 60 (17.3%) |
| Median Home Value | $273,333 |
| Average Home Value | $325,068 |
Housing Distribution
Address Breakdown
Residential
264
Single Family
264
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lisa Jasken • Re/Max Lakes Region
Mls Name: NorthstarMLS as distributed by MLS GRID
Mls Provider:
Mls ID: #6716293
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