295 Ridgeview Cir, Jemison, AL, 35085 | $853/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Jemison at 295 Ridgeview Cir, Jemison, AL, 35085 listed at $224,000 pairs $2,117/mo rent with a $1,096/mo payment to leave $853/mo cash flow. Total monthly income runs $2,117/mo, and annual cash flow reaches $10,236/yr on $74,256 cash to close. Return on cash invested measures 33.69% in year one, and rental yield registers 11.34% at a $224,000 basis. Equity gained on principal adds $1,445/yr, and annual property appreciation at 5% supports $61,887 by year five. Five-year ROI tracks 176.03% and total cumulative return in cash totals $130,711. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,117/mo property income relative to a $1,096/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 2022

0.29 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 35085, Jemison, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	3,885 (100%)
Owner Occupied HU	2,808 (72.3%)
Renter Occupied HU	722 (18.6%)
Vacant Housing Units	355 ( 9.1%)
Median Home Value	$158,621
Average Home Value	$196,735