295 N Rural Rd UNIT 259ChandlerAZ85226
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 295 N Rural Rd UNIT 259, Chandler, AZ, 85226 in Chandler at $290,000 earns $2,261/mo in rent and nets $112/mo after the $1,304/mo payment, a 9.36% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $80,122 over five years. Ziffy Mortgage underwrites this on a 1.73 DSCR without U.S. credit history. With $2,671/yr in principal paydown, total projected return reaches $118,748.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 5.2% |
| Monthly Cash Flow | $112 | $1,850 |
City averages based on Chandler market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,261 |
| Total Monthly Debt Service | $2,034 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2006
1,684 sqft lot
$N/A/sqft
$435 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85226, Chandler, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,385 (100%) |
| Owner Occupied HU | 10,433 (60.0%) |
| Renter Occupied HU | 6,362 (36.6%) |
| Vacant Housing Units | 590 ( 3.4%) |
| Median Home Value | $481,046 |
| Average Home Value | $537,433 |
Housing Distribution
Address Breakdown
Residential
16,819
Single Family
11,529
Multi-Family
5,290
Businesses
1,573
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2006
1,684 sqft lot
$N/A/sqft
$435 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85226, Chandler, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,385 (100%) |
| Owner Occupied HU | 10,433 (60.0%) |
| Renter Occupied HU | 6,362 (36.6%) |
| Vacant Housing Units | 590 ( 3.4%) |
| Median Home Value | $481,046 |
| Average Home Value | $537,433 |
Housing Distribution
Address Breakdown
Residential
16,819
Single Family
11,529
Multi-Family
5,290
Businesses
1,573
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
