295 Lindenberg DrWilliamsburgKY40769
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 295 Lindenberg Dr, Williamsburg, KY, 40769 in Williamsburg deserves attention. This $245,900 property earns $2,188/mo in rent, a 10.68% gross yield, and nets $691/mo after the $1,106/mo payment. DSCR 1.98 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $67,938 compounds alongside $2,265/yr in yearly equity build, for a total cumulative return of $137,615.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 8.5% |
| Monthly Cash Flow | $691 | $450 |
City averages based on Williamsburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,188 |
| Total Monthly Debt Service | $1,399 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40769, Williamsburg, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,651 (100%) |
| Owner Occupied HU | 4,523 (59.1%) |
| Renter Occupied HU | 2,239 (29.3%) |
| Vacant Housing Units | 889 (11.6%) |
| Median Home Value | $112,314 |
| Average Home Value | $143,394 |
Housing Distribution
Address Breakdown
Residential
7,402
Single Family
7,370
Multi-Family
32
Businesses
496
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40769, Williamsburg, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,651 (100%) |
| Owner Occupied HU | 4,523 (59.1%) |
| Renter Occupied HU | 2,239 (29.3%) |
| Vacant Housing Units | 889 (11.6%) |
| Median Home Value | $112,314 |
| Average Home Value | $143,394 |
Housing Distribution
Address Breakdown
Residential
7,402
Single Family
7,370
Multi-Family
32
Businesses
496
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dennis L Anderson • Anderson's Premier Realty
Mls Name: Imagine MLS
Mls ID: #25502036