295 Hotel Road #10/10AWindsorVT05089
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.33% yield at 295 Hotel Road #10/10A, Windsor, VT, 05089 in Windsor is solid, but the $931/mo payment compresses net cash flow to $60/mo at $207,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $57,190 by year five, and $1,906/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.54) without U.S. income documentation. Total projected return: $82,793.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $60 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,437 |
| Total Monthly Debt Service | $1,295 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1995
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05089, Windsor, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,575 (100%) |
| Owner Occupied HU | 1,561 (60.6%) |
| Renter Occupied HU | 668 (25.9%) |
| Vacant Housing Units | 346 (13.4%) |
| Median Home Value | $255,311 |
| Average Home Value | $348,551 |
Housing Distribution
Address Breakdown
Residential
2,092
Single Family
2,010
Multi-Family
82
Businesses
138
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1995
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05089, Windsor, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,575 (100%) |
| Owner Occupied HU | 1,561 (60.6%) |
| Renter Occupied HU | 668 (25.9%) |
| Vacant Housing Units | 346 (13.4%) |
| Median Home Value | $255,311 |
| Average Home Value | $348,551 |
Housing Distribution
Address Breakdown
Residential
2,092
Single Family
2,010
Multi-Family
82
Businesses
138
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices