2946 Owens Mill RdSaint Stephens ChurchVA23148








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Saint Stephens Church at 2946 Owens Mill Rd, Saint Stephens Church, VA, 23148 offers a 9.06% rental yield on a $174,500 purchase with $1,317/mo rent. Total monthly income registers $1,317/mo, and a $854/mo payment leaves $274/mo available for distribution. Annual cash flow reaches $3,288/yr on $57,847 to close, and return on cash invested stands at 25.59% in year one. Equity gained on principal adds $1,126/yr while 5% annual appreciation supports $48,211 over five years. Portfolio math shows five-year ROI at 133.02% and total cumulative return in cash at $76,950. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,317/mo property income against a $854/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1940
1.50 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Denise Matthews • A Passion For Property Real Estate
Mls Name: My State MLS
Mls ID: #11336992





