2930 Grayton StDeltonaFL32738
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 2930 Grayton St, Deltona, FL, 32738 in Deltona is listed at $270,000 and delivers $2,246/mo in rent and $455/mo in net monthly cash flow. The 9.98% yield and 1.85 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $74,596 over five years, and $2,487/yr in principal reduction supplements cash return. Total projected cumulative return: $132,149.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 6.2% |
| Monthly Cash Flow | $455 | $300 |
City averages based on Deltona market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,246 |
| Total Monthly Debt Service | $1,684 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
10,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32738, Deltona, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,599 (100%) |
| Owner Occupied HU | 14,109 (80.2%) |
| Renter Occupied HU | 2,872 (16.3%) |
| Vacant Housing Units | 618 ( 3.5%) |
| Median Home Value | $332,911 |
| Average Home Value | $364,111 |
Housing Distribution
Address Breakdown
Residential
17,663
Single Family
17,663
Multi-Family
0
Businesses
137
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
10,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32738, Deltona, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,599 (100%) |
| Owner Occupied HU | 14,109 (80.2%) |
| Renter Occupied HU | 2,872 (16.3%) |
| Vacant Housing Units | 618 ( 3.5%) |
| Median Home Value | $332,911 |
| Average Home Value | $364,111 |
Housing Distribution
Address Breakdown
Residential
17,663
Single Family
17,663
Multi-Family
0
Businesses
137
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices