2922 Plaza CarlosBonitaCA91902
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 2922 Plaza Carlos, Bonita, CA, 91902 in Bonita achieves a 1.53 ratio at $749,000: $5,156/mo rent versus $3,368/mo debt service. Rental yield 8.26%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 8.26% yield compounds alongside 5% annual appreciation projecting $206,935 in value. Total projected cumulative return: $317,640.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 5.2% |
| Monthly Cash Flow | $(17) | $1,500 |
City averages based on Bonita market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,156 |
| Total Monthly Debt Service | $4,335 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1975
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91902, Bonita, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,202 (100%) |
| Owner Occupied HU | 4,630 (74.7%) |
| Renter Occupied HU | 1,325 (21.4%) |
| Vacant Housing Units | 247 ( 4.0%) |
| Median Home Value | $943,750 |
| Average Home Value | $1,048,613 |
Housing Distribution
Address Breakdown
Residential
6,096
Single Family
5,496
Multi-Family
600
Businesses
252
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1975
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91902, Bonita, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,202 (100%) |
| Owner Occupied HU | 4,630 (74.7%) |
| Renter Occupied HU | 1,325 (21.4%) |
| Vacant Housing Units | 247 ( 4.0%) |
| Median Home Value | $943,750 |
| Average Home Value | $1,048,613 |
Housing Distribution
Address Breakdown
Residential
6,096
Single Family
5,496
Multi-Family
600
Businesses
252
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Raul Zarate • LPT Realty,Inc
Mls Name: SDMLS
Mls ID: #260004038