2921 S Sycamore St #ESanta AnaCA92707
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 2921 S Sycamore St #E, Santa Ana, CA, 92707 in Santa Ana at $674,999 earns $4,255/mo in rent and nets $80/mo after the $3,035/mo payment, a 7.56% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $186,490 over five years. Ziffy Mortgage underwrites this on a 1.40 DSCR without U.S. credit history. With $6,217/yr in principal paydown, total projected return reaches $261,108.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.0% |
| Monthly Cash Flow | $80 | $1,500 |
City averages based on Santa Ana market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,255 |
| Total Monthly Debt Service | $3,907 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1972
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92707, Santa Ana, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,900 (100%) |
| Owner Occupied HU | 6,942 (49.9%) |
| Renter Occupied HU | 6,562 (47.2%) |
| Vacant Housing Units | 396 ( 2.8%) |
| Median Home Value | $684,761 |
| Average Home Value | $765,144 |
Housing Distribution
Address Breakdown
Residential
13,717
Single Family
10,662
Multi-Family
3,055
Businesses
1,422
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1972
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92707, Santa Ana, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,900 (100%) |
| Owner Occupied HU | 6,942 (49.9%) |
| Renter Occupied HU | 6,562 (47.2%) |
| Vacant Housing Units | 396 ( 2.8%) |
| Median Home Value | $684,761 |
| Average Home Value | $765,144 |
Housing Distribution
Address Breakdown
Residential
13,717
Single Family
10,662
Multi-Family
3,055
Businesses
1,422
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Justin Bringas • LPT Realty, Inc
Mls Name: CRMLS
Mls ID: #SW25160246