2920 E Loma Alta DrDouglasAZ85607
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 2920 E Loma Alta Dr, Douglas, AZ, 85607 in Douglas at $114,900 earns $714/mo in rent and nets $35/mo after the $517/mo payment, a 7.46% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $31,745 over five years. Ziffy Mortgage underwrites this on a 1.38 DSCR without U.S. credit history. With $1,058/yr in principal paydown, total projected return reaches $45,698.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 8.0% |
| Monthly Cash Flow | $35 | $400 |
City averages based on Douglas market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $714 |
| Total Monthly Debt Service | $633 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85607, Douglas, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,010 (100%) |
| Owner Occupied HU | 4,007 (57.2%) |
| Renter Occupied HU | 2,074 (29.6%) |
| Vacant Housing Units | 929 (13.3%) |
| Median Home Value | $152,282 |
| Average Home Value | $178,999 |
Housing Distribution
Address Breakdown
Residential
6,201
Single Family
5,909
Multi-Family
292
Businesses
440
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85607, Douglas, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,010 (100%) |
| Owner Occupied HU | 4,007 (57.2%) |
| Renter Occupied HU | 2,074 (29.6%) |
| Vacant Housing Units | 929 (13.3%) |
| Median Home Value | $152,282 |
| Average Home Value | $178,999 |
Housing Distribution
Address Breakdown
Residential
6,201
Single Family
5,909
Multi-Family
292
Businesses
440
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices