2920 Briarwood Rd UNIT B1BonitaCA91902
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 2920 Briarwood Rd UNIT B1, Bonita, CA, 91902 in Bonita is narrow, $137/mo net on $2,394/mo rent after the $1,641/mo debt service, but the property operates at break-even-plus, not a loss. At $364,900 with a 7.87% yield, the long-run equity case via 5% appreciation ($100,815 over five years) and $3,361/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.46 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $147,160.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 5.2% |
| Monthly Cash Flow | $137 | $1,500 |
City averages based on Bonita market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,394 |
| Total Monthly Debt Service | $2,112 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1980
6.22 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91902, Bonita, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,202 (100%) |
| Owner Occupied HU | 4,630 (74.7%) |
| Renter Occupied HU | 1,325 (21.4%) |
| Vacant Housing Units | 247 ( 4.0%) |
| Median Home Value | $943,750 |
| Average Home Value | $1,048,613 |
Housing Distribution
Address Breakdown
Residential
6,096
Single Family
5,496
Multi-Family
600
Businesses
252
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1980
6.22 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91902, Bonita, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,202 (100%) |
| Owner Occupied HU | 4,630 (74.7%) |
| Renter Occupied HU | 1,325 (21.4%) |
| Vacant Housing Units | 247 ( 4.0%) |
| Median Home Value | $943,750 |
| Average Home Value | $1,048,613 |
Housing Distribution
Address Breakdown
Residential
6,096
Single Family
5,496
Multi-Family
600
Businesses
252
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jennifer R Rimer • Summit Property Management,Inc
Mls Name: SDMLS
Mls ID: #250038360