292 Olivia DrNew KensingtonPA15147
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 292 Olivia Dr, New Kensington, PA, 15147 in New Kensington the bet is firmly on appreciation. Rental yield 4.87%. The 4.87% gross yield on a $384,460 price is below income-first thresholds, but 5%/yr value growth projects $106,219 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.90) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $75,079.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.9% | 6.2% |
| Monthly Cash Flow | $(959) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,560 |
| Total Monthly Debt Service | $2,526 |
| DSCR Ratio | 0.62x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2025
5,619 sqft lot
$N/A/sqft
$160 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15147, Verona, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,801 (100%) |
| Owner Occupied HU | 5,596 (63.6%) |
| Renter Occupied HU | 2,318 (26.3%) |
| Vacant Housing Units | 887 (10.1%) |
| Median Home Value | $172,315 |
| Average Home Value | $256,875 |
Housing Distribution
Address Breakdown
Residential
8,088
Single Family
7,172
Multi-Family
916
Businesses
365
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2025
5,619 sqft lot
$N/A/sqft
$160 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15147, Verona, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,801 (100%) |
| Owner Occupied HU | 5,596 (63.6%) |
| Renter Occupied HU | 2,318 (26.3%) |
| Vacant Housing Units | 887 (10.1%) |
| Median Home Value | $172,315 |
| Average Home Value | $256,875 |
Housing Distribution
Address Breakdown
Residential
8,088
Single Family
7,172
Multi-Family
916
Businesses
365
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Catherine Campbell • NEW HOME STAR PENNSYLVANIA, LLC
Mls Name: WPMLS
Mls Provider:
Mls ID: #1709321
Disclaimer: Listing information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.