2918 Lorance DrLittle RockAR72206
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 2918 Lorance Dr, Little Rock, AR, 72206 in Little Rock fits: $412,000, 4.19% gross yield, and a projected 5% annual appreciation rate adding $113,828 in value within five years. Rental yield 4.19%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.78) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $3,795/yr in principal paydown and $113,828 in appreciation project a total return of $89,174.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 7.1% |
| Monthly Cash Flow | $(1,037) | $425 |
City averages based on Little Rock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,440 |
| Total Monthly Debt Service | $2,313 |
| DSCR Ratio | 0.62x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
4.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72206, Little Rock, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,395 (100%) |
| Owner Occupied HU | 6,372 (55.9%) |
| Renter Occupied HU | 3,355 (29.4%) |
| Vacant Housing Units | 1,668 (14.6%) |
| Median Home Value | $188,000 |
| Average Home Value | $227,134 |
Housing Distribution
Address Breakdown
Residential
10,422
Single Family
9,903
Multi-Family
519
Businesses
800
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
4.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72206, Little Rock, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,395 (100%) |
| Owner Occupied HU | 6,372 (55.9%) |
| Renter Occupied HU | 3,355 (29.4%) |
| Vacant Housing Units | 1,668 (14.6%) |
| Median Home Value | $188,000 |
| Average Home Value | $227,134 |
Housing Distribution
Address Breakdown
Residential
10,422
Single Family
9,903
Multi-Family
519
Businesses
800
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Scott Goodrich • Janet Jones Company
Mls Name: CARMLS
Mls ID: #26003916