2916 E 2nd StDaytonOH45403
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 2916 E 2nd St, Dayton, OH, 45403 in Dayton. Priced at $130,000, it generates $2,296/mo in gross rent and $1,440/mo in net monthly cash flow, a 21.19% yield that comfortably supports the 3.92 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $17,286. Five-year appreciation: $35,917. Equity from principal paydown: $1,197/yr. Total projected cumulative return: $142,265.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 21.2% | 8.1% |
| Monthly Cash Flow | $1,440 | $450 |
City averages based on Dayton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,296 |
| Total Monthly Debt Service | $803 |
| DSCR Ratio | 2.86x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1905
3,441 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45403, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,031 (100%) |
| Owner Occupied HU | 2,662 (37.9%) |
| Renter Occupied HU | 3,293 (46.8%) |
| Vacant Housing Units | 1,076 (15.3%) |
| Median Home Value | $80,714 |
| Average Home Value | $125,264 |
Housing Distribution
Address Breakdown
Residential
6,243
Single Family
5,847
Multi-Family
396
Businesses
383
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1905
3,441 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45403, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,031 (100%) |
| Owner Occupied HU | 2,662 (37.9%) |
| Renter Occupied HU | 3,293 (46.8%) |
| Vacant Housing Units | 1,076 (15.3%) |
| Median Home Value | $80,714 |
| Average Home Value | $125,264 |
Housing Distribution
Address Breakdown
Residential
6,243
Single Family
5,847
Multi-Family
396
Businesses
383
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices