2914 DANIEL BRAY HWYFrenchtownNJ08825
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 2914 DANIEL BRAY HWY, Frenchtown, NJ, 08825 in Frenchtown. Priced at $420,000, it generates $3,582/mo in gross rent and $588/mo in net monthly cash flow, a 10.23% yield that comfortably supports the 1.90 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $7,060. Five-year appreciation: $116,038. Equity from principal paydown: $3,868/yr. Total projected cumulative return: $198,781.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.2% |
| Monthly Cash Flow | $588 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,582 |
| Total Monthly Debt Service | $2,827 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1948
2.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08825, Frenchtown, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,179 (100%) |
| Owner Occupied HU | 1,457 (66.9%) |
| Renter Occupied HU | 541 (24.8%) |
| Vacant Housing Units | 181 ( 8.3%) |
| Median Home Value | $544,773 |
| Average Home Value | $630,009 |
Housing Distribution
Address Breakdown
Residential
2,022
Single Family
1,960
Multi-Family
62
Businesses
214
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1948
2.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08825, Frenchtown, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,179 (100%) |
| Owner Occupied HU | 1,457 (66.9%) |
| Renter Occupied HU | 541 (24.8%) |
| Vacant Housing Units | 181 ( 8.3%) |
| Median Home Value | $544,773 |
| Average Home Value | $630,009 |
Housing Distribution
Address Breakdown
Residential
2,022
Single Family
1,960
Multi-Family
62
Businesses
214
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Celeste Amann • Coldwell Banker Realty
Mls Name: GSMLS
Mls ID: #3975011