2913 E 1st StTulsaOK74104
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 2913 E 1st St, Tulsa, OK, 74104 in Tulsa at $125,000 earns $954/mo in rent and nets $156/mo after the $562/mo payment, a 9.16% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $34,535 over five years. Ziffy Mortgage underwrites this on a 1.70 DSCR without U.S. credit history. With $1,151/yr in principal paydown, total projected return reaches $57,559.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 7.2% |
| Monthly Cash Flow | $156 | $450 |
City averages based on Tulsa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $954 |
| Total Monthly Debt Service | $749 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1945
5,749 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74104, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,251 (100%) |
| Owner Occupied HU | 2,514 (40.2%) |
| Renter Occupied HU | 2,794 (44.7%) |
| Vacant Housing Units | 943 (15.1%) |
| Median Home Value | $282,422 |
| Average Home Value | $339,754 |
Housing Distribution
Address Breakdown
Residential
5,785
Single Family
5,110
Multi-Family
675
Businesses
737
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1945
5,749 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74104, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,251 (100%) |
| Owner Occupied HU | 2,514 (40.2%) |
| Renter Occupied HU | 2,794 (44.7%) |
| Vacant Housing Units | 943 (15.1%) |
| Median Home Value | $282,422 |
| Average Home Value | $339,754 |
Housing Distribution
Address Breakdown
Residential
5,785
Single Family
5,110
Multi-Family
675
Businesses
737
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Deren Huang • Waterstone Realty, LLC.
Mls Name: MLS Technology, Inc.
Mls Provider:
Mls ID: #2537199
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.