2905 28 7/8 StreetBirchwoodWI54817
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 2905 28 7/8 Street, Birchwood, WI, 54817 in Birchwood achieves a 1.56 ratio at $289,900: $2,029/mo rent versus $1,304/mo debt service. Rental yield 8.4%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 8.4% yield compounds alongside 5% annual appreciation projecting $80,094 in value. Total projected cumulative return: $109,848.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.2% |
| Monthly Cash Flow | $(18) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,029 |
| Total Monthly Debt Service | $1,932 |
| DSCR Ratio | 1.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1995
1.58 Acres lot
$N/A/sqft
$1,225 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54817, Birchwood, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,405 (100%) |
| Owner Occupied HU | 987 (41.0%) |
| Renter Occupied HU | 181 ( 7.5%) |
| Vacant Housing Units | 1,237 (51.4%) |
| Median Home Value | $348,788 |
| Average Home Value | $380,018 |
Housing Distribution
Address Breakdown
Residential
1,427
Single Family
1,427
Multi-Family
0
Businesses
80
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1995
1.58 Acres lot
$N/A/sqft
$1,225 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54817, Birchwood, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,405 (100%) |
| Owner Occupied HU | 987 (41.0%) |
| Renter Occupied HU | 181 ( 7.5%) |
| Vacant Housing Units | 1,237 (51.4%) |
| Median Home Value | $348,788 |
| Average Home Value | $380,018 |
Housing Distribution
Address Breakdown
Residential
1,427
Single Family
1,427
Multi-Family
0
Businesses
80
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Donnie Marker • Dane Arthur Real Estate Agency/Birchwood
Mls Name: WIREX MLS
Mls Provider:
Mls ID: #1589448
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.