2904 Jules St, Saint Joseph, MO, 64501 | $356/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Saint Joseph at 2904 Jules St, Saint Joseph, MO, 64501 uses $62,952 cash to close to unlock $4,270/yr annual cash flow and $356/mo monthly cash flow. Total monthly income runs $1,538/mo, and a $929/mo payment keeps the spread at $356/mo. Purchase price stands at $189,900, and rental yield measures 9.72% with $1,538/mo rent. Return on cash invested shows 26.69% in year one, and 5% annual appreciation builds toward $52,466 over five years. Five-year ROI reaches 139.28% and total cumulative return in cash records $87,677. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,538/mo property income covering a $929/mo payment rather than investor’s personal income.

Single Family

Built in 1922

4,356 sqft lot

$N/A/sqft

No HOA