290 Summit RdReynoldsvillePA15851
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 290 Summit Rd, Reynoldsville, PA, 15851 in Reynoldsville. Rental yield 4.97%. At $280,000 with 4.97% gross yield, current distributions are modest, but the 5% appreciation rate projects $77,359 in new equity by year five, complemented by $2,579/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.98) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $67,849.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5% | 6.2% |
| Monthly Cash Flow | $(676) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,232 |
| Total Monthly Debt Service | $1,723 |
| DSCR Ratio | 0.71x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1985
4 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15851, Reynoldsville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,132 (100%) |
| Owner Occupied HU | 2,049 (65.4%) |
| Renter Occupied HU | 649 (20.7%) |
| Vacant Housing Units | 434 (13.9%) |
| Median Home Value | $119,904 |
| Average Home Value | $162,333 |
Housing Distribution
Address Breakdown
Residential
2,791
Single Family
2,771
Multi-Family
20
Businesses
169
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1985
4 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15851, Reynoldsville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,132 (100%) |
| Owner Occupied HU | 2,049 (65.4%) |
| Renter Occupied HU | 649 (20.7%) |
| Vacant Housing Units | 434 (13.9%) |
| Median Home Value | $119,904 |
| Average Home Value | $162,333 |
Housing Distribution
Address Breakdown
Residential
2,791
Single Family
2,771
Multi-Family
20
Businesses
169
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Emily Gensemer • REALTY ONE GROUP LANDMARK
Mls Name: WPMLS
Mls Provider:
Mls ID: #1702342
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.