290 Hilltop RdMonticelloNY12701








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Monticello at 290 Hilltop Rd, Monticello, NY, 12701 earns $143/mo cash flow from $2,247/mo rent with a $1,542/mo payment. Total monthly income totals $2,247/mo, and annual cash flow totals $1,719/yr on $104,423 capital. ROI tracks 21.56% on current figures, and rental yield reads 8.56% at a $315,000 purchase. Equity gained on principal adds $2,033/yr, and 5% annual appreciation supports $87,029 over five years. Five-year ROI reaches 112.34% and total cumulative return in cash sums $117,305. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $2,247/mo property income instead of your personal income.
Single Family
Built in 1995
2.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12701, Monticello, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,397 (100%) |
| Owner Occupied HU | 2,153 (25.6%) |
| Renter Occupied HU | 3,221 (38.4%) |
| Vacant Housing Units | 3,023 (36.0%) |
| Median Home Value | $262,260 |
| Average Home Value | $318,832 |
Housing Distribution
Address Breakdown
Residential
5,858
Single Family
4,786
Multi-Family
1,072
Businesses
707
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Listed by: Emma G Djiya • 1ST CLASS REALTY - PA
Mls Name: PWAR
Mls Provider:
Mls ID: #PW250128
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








