290 Bear Cave TrlLakemontGA30552
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 290 Bear Cave Trl, Lakemont, GA, 30552 in Lakemont at $499,000 earns $3,065/mo in rent and nets $28/mo after the $2,244/mo payment, a 7.37% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $137,865 over five years. Ziffy Mortgage underwrites this on a 1.37 DSCR without U.S. credit history. With $4,596/yr in principal paydown, total projected return reaches $190,799.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.0% |
| Monthly Cash Flow | $28 | $250 |
City averages based on Lakemont market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,065 |
| Total Monthly Debt Service | $2,838 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30552, Lakemont, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,632 (100%) |
| Owner Occupied HU | 726 (44.5%) |
| Renter Occupied HU | 128 ( 7.8%) |
| Vacant Housing Units | 778 (47.7%) |
| Median Home Value | $354,118 |
| Average Home Value | $545,224 |
Housing Distribution
Address Breakdown
Residential
1,020
Single Family
1,020
Multi-Family
0
Businesses
67
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30552, Lakemont, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,632 (100%) |
| Owner Occupied HU | 726 (44.5%) |
| Renter Occupied HU | 128 ( 7.8%) |
| Vacant Housing Units | 778 (47.7%) |
| Median Home Value | $354,118 |
| Average Home Value | $545,224 |
Housing Distribution
Address Breakdown
Residential
1,020
Single Family
1,020
Multi-Family
0
Businesses
67
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices