29 Windcatcher CtSacramentoCA95834
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 29 Windcatcher Ct, Sacramento, CA, 95834 in Sacramento the bet is firmly on appreciation. Rental yield 5.35%. The 5.35% gross yield on a $839,900 price is below income-first thresholds, but 5%/yr value growth projects $232,049 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.99) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $225,197.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.4% | 4.8% |
| Monthly Cash Flow | $(1,569) | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,746 |
| Total Monthly Debt Service | $4,862 |
| DSCR Ratio | 0.77x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
6,133 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95834, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,327 (100%) |
| Owner Occupied HU | 7,347 (47.9%) |
| Renter Occupied HU | 7,051 (46.0%) |
| Vacant Housing Units | 929 ( 6.1%) |
| Median Home Value | $592,243 |
| Average Home Value | $608,908 |
Housing Distribution
Address Breakdown
Residential
14,298
Single Family
10,025
Multi-Family
4,273
Businesses
1,715
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
6,133 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95834, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,327 (100%) |
| Owner Occupied HU | 7,347 (47.9%) |
| Renter Occupied HU | 7,051 (46.0%) |
| Vacant Housing Units | 929 ( 6.1%) |
| Median Home Value | $592,243 |
| Average Home Value | $608,908 |
Housing Distribution
Address Breakdown
Residential
14,298
Single Family
10,025
Multi-Family
4,273
Businesses
1,715
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MetroList Services of CA
Mls ID: #226038638