29 Southfield Ln Unit 29SherbornMA01770
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 29 Southfield Ln Unit 29, Sherborn, MA, 01770 in Sherborn at $945,000 earns $6,600/mo in rent and nets $91/mo after the $4,249/mo payment, a 8.38% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $261,086 over five years. Ziffy Mortgage underwrites this on a 1.55 DSCR without U.S. credit history. With $8,704/yr in principal paydown, total projected return reaches $400,289.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 5.1% |
| Monthly Cash Flow | $91 | $500 |
City averages based on Sherborn market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,600 |
| Total Monthly Debt Service | $5,580 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2019
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01770, Sherborn, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,514 (100%) |
| Owner Occupied HU | 1,348 (89.0%) |
| Renter Occupied HU | 91 ( 6.0%) |
| Vacant Housing Units | 75 ( 5.0%) |
| Median Home Value | $997,535 |
| Average Home Value | $1,143,943 |
Housing Distribution
Address Breakdown
Residential
1,543
Single Family
1,495
Multi-Family
48
Businesses
133
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2019
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01770, Sherborn, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,514 (100%) |
| Owner Occupied HU | 1,348 (89.0%) |
| Renter Occupied HU | 91 ( 6.0%) |
| Vacant Housing Units | 75 ( 5.0%) |
| Median Home Value | $997,535 |
| Average Home Value | $1,143,943 |
Housing Distribution
Address Breakdown
Residential
1,543
Single Family
1,495
Multi-Family
48
Businesses
133
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73492402