29 Shores DrPolandOH44514
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 2.68% gross rental yield, 29 Shores Dr, Poland, OH, 44514 in Poland is priced for capital growth, not immediate cash flow. The $725,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $200,304 by year five, with $6,677/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.50) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $71,115.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 2.7% | 6.2% |
| Monthly Cash Flow | $(3,189) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,620 |
| Total Monthly Debt Service | $4,520 |
| DSCR Ratio | 0.36x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
7,318 sqft lot
$N/A/sqft
$40 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44514, Youngstown, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,439 (100%) |
| Owner Occupied HU | 8,075 (77.4%) |
| Renter Occupied HU | 1,725 (16.5%) |
| Vacant Housing Units | 639 ( 6.1%) |
| Median Home Value | $209,696 |
| Average Home Value | $250,950 |
Housing Distribution
Address Breakdown
Residential
10,170
Single Family
9,609
Multi-Family
561
Businesses
752
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
7,318 sqft lot
$N/A/sqft
$40 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44514, Youngstown, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,439 (100%) |
| Owner Occupied HU | 8,075 (77.4%) |
| Renter Occupied HU | 1,725 (16.5%) |
| Vacant Housing Units | 639 ( 6.1%) |
| Median Home Value | $209,696 |
| Average Home Value | $250,950 |
Housing Distribution
Address Breakdown
Residential
10,170
Single Family
9,609
Multi-Family
561
Businesses
752
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joseph A Sabatine • Berkshire Hathaway HomeServices Stouffer Realty
Mls Name: MLS Now
Mls Provider:
Mls ID: #5191453
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