29 S Commons Rd #DLincolnMA01773
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 29 S Commons Rd #D, Lincoln, MA, 01773 in Lincoln. At $619,000 it earns $4,740/mo in rent and distributes $839/mo to the owner after the $2,783/mo payment, a consistent 9.19% yield. DSCR 1.70 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $171,018 in value; $5,701/yr in principal paydown compounds ownership stake. Total projected return: $289,039.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 4.5% |
| Monthly Cash Flow | $839 | $1,200 |
City averages based on Lincoln market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,740 |
| Total Monthly Debt Service | $3,655 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1996
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01773, Lincoln, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,352 (100%) |
| Owner Occupied HU | 1,796 (76.4%) |
| Renter Occupied HU | 378 (16.1%) |
| Vacant Housing Units | 178 ( 7.6%) |
| Median Home Value | $1,499,035 |
| Average Home Value | $1,551,492 |
Housing Distribution
Address Breakdown
Residential
2,389
Single Family
1,744
Multi-Family
645
Businesses
171
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1996
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01773, Lincoln, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,352 (100%) |
| Owner Occupied HU | 1,796 (76.4%) |
| Renter Occupied HU | 378 (16.1%) |
| Vacant Housing Units | 178 ( 7.6%) |
| Median Home Value | $1,499,035 |
| Average Home Value | $1,551,492 |
Housing Distribution
Address Breakdown
Residential
2,389
Single Family
1,744
Multi-Family
645
Businesses
171
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Catherine Skinner • Coldwell Banker Realty - Lexington
Mls Name: MLS PIN
Mls ID: #73449861