29 Peace Chapel RdScotts HillTN38374
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 29 Peace Chapel Rd, Scotts Hill, TN, 38374 in Scotts Hill. At $169,000 it earns $1,326/mo in rent and distributes $314/mo to the owner after the $760/mo payment, a consistent 9.42% yield. DSCR 1.74 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $46,692 in value; $1,557/yr in principal paydown compounds ownership stake. Total projected return: $84,175.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.2% |
| Monthly Cash Flow | $314 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,326 |
| Total Monthly Debt Service | $944 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1956
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38374, Scotts Hill, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 961 (100%) |
| Owner Occupied HU | 656 (68.3%) |
| Renter Occupied HU | 165 (17.2%) |
| Vacant Housing Units | 140 (14.6%) |
| Median Home Value | $141,406 |
| Average Home Value | $194,668 |
Housing Distribution
Address Breakdown
Residential
862
Single Family
862
Multi-Family
0
Businesses
66
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1956
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38374, Scotts Hill, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 961 (100%) |
| Owner Occupied HU | 656 (68.3%) |
| Renter Occupied HU | 165 (17.2%) |
| Vacant Housing Units | 140 (14.6%) |
| Median Home Value | $141,406 |
| Average Home Value | $194,668 |
Housing Distribution
Address Breakdown
Residential
862
Single Family
862
Multi-Family
0
Businesses
66
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Harley Martin • 731 Village Realtors
Mls Name: CWTAR
Mls Provider:
Mls ID: #241673
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