29 Harmony TrceRabun GapGA30568
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Rabun Gap rental at 29 Harmony Trce, Rabun Gap, GA, 30568 sits in the solid-income band: 8.96% gross yield, $3,324/mo rent, $616/mo net after the $2,001/mo debt service, DSCR 1.66. Entry price of $445,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $122,945 and $4,098/yr in principal reduction bring total cumulative return to $208,154.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 8.0% |
| Monthly Cash Flow | $616 | $200 |
City averages based on Rabun Gap market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,324 |
| Total Monthly Debt Service | $2,531 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
0.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30568, Rabun Gap, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,266 (100%) |
| Owner Occupied HU | 744 (58.8%) |
| Renter Occupied HU | 198 (15.6%) |
| Vacant Housing Units | 324 (25.6%) |
| Median Home Value | $324,818 |
| Average Home Value | $399,150 |
Housing Distribution
Address Breakdown
Residential
977
Single Family
977
Multi-Family
0
Businesses
63
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
0.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30568, Rabun Gap, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,266 (100%) |
| Owner Occupied HU | 744 (58.8%) |
| Renter Occupied HU | 198 (15.6%) |
| Vacant Housing Units | 324 (25.6%) |
| Median Home Value | $324,818 |
| Average Home Value | $399,150 |
Housing Distribution
Address Breakdown
Residential
977
Single Family
977
Multi-Family
0
Businesses
63
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sharon L. Stover-Ramey • Southern Properties Real Est
Mls Name: GAMLS
Mls Provider:
Mls ID: #10505680
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