2898 N 10TH StreetSaint AugustineFL32084



INVESTMENT ANALYSIS
Investment Verdict
Solid Income2898 N 10TH Street, Saint Augustine, FL, 32084 in Saint Augustine is a solid income-producing rental, 9.6% gross yield, $2,321/mo rent, $386/mo net cash flow on a $290,000 buy. DSCR 1.78 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $80,122 and $2,671/yr in principal reduction project a total cumulative return of $136,028.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.0% |
| Monthly Cash Flow | $386 | $200 |
City averages based on Saint Augustine market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,321 |
| Total Monthly Debt Service | $1,809 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
6,098 sqft lot
$N/A/sqft
No HOA



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 2000
6,098 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: CHRISTINE MARIE LANDRAU • MARK SPAIN REAL ESTATE
Mls Name: realMLS
Mls ID: #2126072








