2897 Rutledge Rd STransferPA16154
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.29% yield at 2897 Rutledge Rd S, Transfer, PA, 16154 in Transfer is solid, but the $483/mo payment compresses net cash flow to $128/mo at $107,500. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $29,700 by year five, and $990/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.72) without U.S. income documentation. Total projected return: $49,172.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $128 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $832 |
| Total Monthly Debt Service | $662 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1952
1.91 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16154, Transfer, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,107 (100%) |
| Owner Occupied HU | 820 (74.1%) |
| Renter Occupied HU | 181 (16.4%) |
| Vacant Housing Units | 106 ( 9.6%) |
| Median Home Value | $191,327 |
| Average Home Value | $251,186 |
Housing Distribution
Address Breakdown
Residential
1,098
Single Family
1,063
Multi-Family
35
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1952
1.91 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16154, Transfer, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,107 (100%) |
| Owner Occupied HU | 820 (74.1%) |
| Renter Occupied HU | 181 (16.4%) |
| Vacant Housing Units | 106 ( 9.6%) |
| Median Home Value | $191,327 |
| Average Home Value | $251,186 |
Housing Distribution
Address Breakdown
Residential
1,098
Single Family
1,063
Multi-Family
35
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jason Mazzei • INTEGRITY PLUS REALTY
Mls Name: WPMLS
Mls ID: #1738250