28951 N Silver Meadows LoopAtholID83801
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 28951 N Silver Meadows Loop, Athol, ID, 83801 in Athol is capital appreciation. Rental yield 5.42%. The 5.42% gross yield at $715,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $197,541 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (1.00) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $212,827.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.4% | 8.0% |
| Monthly Cash Flow | $(885) | $1,000 |
City averages based on Athol market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,228 |
| Total Monthly Debt Service | $3,829 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83801, Athol, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,370 (100%) |
| Owner Occupied HU | 2,855 (84.7%) |
| Renter Occupied HU | 269 ( 8.0%) |
| Vacant Housing Units | 246 ( 7.3%) |
| Median Home Value | $625,271 |
| Average Home Value | $676,141 |
Housing Distribution
Address Breakdown
Residential
2,819
Single Family
2,818
Multi-Family
1
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83801, Athol, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,370 (100%) |
| Owner Occupied HU | 2,855 (84.7%) |
| Renter Occupied HU | 269 ( 8.0%) |
| Vacant Housing Units | 246 ( 7.3%) |
| Median Home Value | $625,271 |
| Average Home Value | $676,141 |
Housing Distribution
Address Breakdown
Residential
2,819
Single Family
2,818
Multi-Family
1
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: John Thomas Sinclair • Keller Williams Realty Coeur d'Alene
Mls Name: Coeur d'Alene MLS
Mls Provider:
Mls ID: #25-2329
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