289 West AveBrockportNY14420
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 289 West Ave, Brockport, NY, 14420 in Brockport deserves attention. This $243,100 property earns $2,603/mo in rent, a 12.85% gross yield, and nets $979/mo after the $1,093/mo payment. DSCR 2.38 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $67,164 compounds alongside $2,239/yr in yearly equity build, for a total cumulative return of $155,764.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.9% | 6.2% |
| Monthly Cash Flow | $979 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,603 |
| Total Monthly Debt Service | $1,527 |
| DSCR Ratio | 1.71x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14420, Brockport, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,948 (100%) |
| Owner Occupied HU | 4,899 (54.7%) |
| Renter Occupied HU | 3,214 (35.9%) |
| Vacant Housing Units | 835 ( 9.3%) |
| Median Home Value | $230,897 |
| Average Home Value | $272,313 |
Housing Distribution
Address Breakdown
Residential
7,898
Single Family
6,940
Multi-Family
958
Businesses
449
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14420, Brockport, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,948 (100%) |
| Owner Occupied HU | 4,899 (54.7%) |
| Renter Occupied HU | 3,214 (35.9%) |
| Vacant Housing Units | 835 ( 9.3%) |
| Median Home Value | $230,897 |
| Average Home Value | $272,313 |
Housing Distribution
Address Breakdown
Residential
7,898
Single Family
6,940
Multi-Family
958
Businesses
449
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices