289 Main StNicholsonPA18446
INVESTMENT ANALYSIS
Investment Verdict
Solid Income289 Main St, Nicholson, PA, 18446 in Nicholson is a solid income-producing rental, 9.87% gross yield, $1,768/mo rent, $359/mo net cash flow on a $215,000 buy. DSCR 1.83 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $59,401 and $1,980/yr in principal reduction project a total cumulative return of $104,992.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 6.2% |
| Monthly Cash Flow | $359 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,768 |
| Total Monthly Debt Service | $1,323 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1900
2,613 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18446, Nicholson, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,756 (100%) |
| Owner Occupied HU | 1,084 (61.7%) |
| Renter Occupied HU | 324 (18.5%) |
| Vacant Housing Units | 348 (19.8%) |
| Median Home Value | $249,401 |
| Average Home Value | $309,071 |
Housing Distribution
Address Breakdown
Residential
1,354
Single Family
1,330
Multi-Family
24
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1900
2,613 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18446, Nicholson, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,756 (100%) |
| Owner Occupied HU | 1,084 (61.7%) |
| Renter Occupied HU | 324 (18.5%) |
| Vacant Housing Units | 348 (19.8%) |
| Median Home Value | $249,401 |
| Average Home Value | $309,071 |
Housing Distribution
Address Breakdown
Residential
1,354
Single Family
1,330
Multi-Family
24
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Riley Richard Weida • Next Door Real Estate LLC
Mls Name: GSBR
Mls ID: #SC255150