28880 Canyon HtsTrabuco CanyonCA92679
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 28880 Canyon Hts, Trabuco Canyon, CA, 92679 in Trabuco Canyon at $680,000 earns $4,898/mo in rent and nets $145/mo after the $3,058/mo payment, a 8.64% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $187,871 over five years. Ziffy Mortgage underwrites this on a 1.60 DSCR without U.S. credit history. With $6,263/yr in principal paydown, total projected return reaches $269,506.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.0% |
| Monthly Cash Flow | $145 | $1,200 |
City averages based on Trabuco Canyon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,898 |
| Total Monthly Debt Service | $4,483 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1989
1,684 sqft lot
$N/A/sqft
$547 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92679, Trabuco Canyon, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,794 (100%) |
| Owner Occupied HU | 10,040 (85.1%) |
| Renter Occupied HU | 1,290 (10.9%) |
| Vacant Housing Units | 464 ( 3.9%) |
| Median Home Value | $1,333,080 |
| Average Home Value | $1,391,835 |
Housing Distribution
Address Breakdown
Residential
10,745
Single Family
10,703
Multi-Family
42
Businesses
66
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1989
1,684 sqft lot
$N/A/sqft
$547 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92679, Trabuco Canyon, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,794 (100%) |
| Owner Occupied HU | 10,040 (85.1%) |
| Renter Occupied HU | 1,290 (10.9%) |
| Vacant Housing Units | 464 ( 3.9%) |
| Median Home Value | $1,333,080 |
| Average Home Value | $1,391,835 |
Housing Distribution
Address Breakdown
Residential
10,745
Single Family
10,703
Multi-Family
42
Businesses
66
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices