28869 Vinecrest CtTemeculaCA92590
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 28869 Vinecrest Ct, Temecula, CA, 92590 in Temecula: $6,300/mo in rent, $747/mo in net income, 8.42% gross yield, 1.48 DSCR, all at $897,620. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $247,996 in appreciation and $7,525/yr in principal paydown projects total cumulative return of $371,564.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.0% |
| Monthly Cash Flow | $747 | $300 |
City averages based on Temecula market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $6,300 |
| Total Monthly Debt Service | $5,415 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92590, Temecula, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,197 (100%) |
| Owner Occupied HU | 717 (32.6%) |
| Renter Occupied HU | 1,262 (57.4%) |
| Vacant Housing Units | 218 ( 9.9%) |
| Median Home Value | $1,168,660 |
| Average Home Value | $1,284,609 |
Housing Distribution
Address Breakdown
Residential
1,883
Single Family
1,769
Multi-Family
114
Businesses
2,141
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A
