2884 Atlantic AvenueStottvilleNY12172
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play2884 Atlantic Avenue, Stottville, NY, 12172 in Stottville is priced for appreciation, not yield. Rental yield 0%. At $269,000 with a 0% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $74,320 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.00) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.2% |
| Monthly Cash Flow | $0 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
Single Family
Built in 1850
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12172, Stottville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 100 (100%) |
| Owner Occupied HU | 47 (47.0%) |
| Renter Occupied HU | 42 (42.0%) |
| Vacant Housing Units | 11 (11.0%) |
| Median Home Value | $230,556 |
| Average Home Value | $289,468 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
20
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1850
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12172, Stottville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 100 (100%) |
| Owner Occupied HU | 47 (47.0%) |
| Renter Occupied HU | 42 (42.0%) |
| Vacant Housing Units | 11 (11.0%) |
| Median Home Value | $230,556 |
| Average Home Value | $289,468 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
20
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: Peggy Lampman • Peggy Lampman Real Estate
Mls Name: HVCRMLS
Mls ID: #20254180