2880 E Ofelia Lot 21Valley CenterKS67147
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingInvestors approaching the U.S. market with capital-preservation in mind will find 2880 E Ofelia Lot 21, Valley Center, KS, 67147 in Valley Center aligned with their strategy. Rental yield 6.05%. DSCR 1.12 and 6.05% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $3,177/yr in paydown build toward a projected cumulative return of $95,841.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 6.2% |
| Monthly Cash Flow | $(590) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,740 |
| Total Monthly Debt Service | $2,158 |
| DSCR Ratio | 0.81x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67147, Valley Center, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,058 (100%) |
| Owner Occupied HU | 3,070 (75.7%) |
| Renter Occupied HU | 784 (19.3%) |
| Vacant Housing Units | 204 ( 5.0%) |
| Median Home Value | $277,790 |
| Average Home Value | $318,106 |
Housing Distribution
Address Breakdown
Residential
4,122
Single Family
4,027
Multi-Family
95
Businesses
272
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67147, Valley Center, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,058 (100%) |
| Owner Occupied HU | 3,070 (75.7%) |
| Renter Occupied HU | 784 (19.3%) |
| Vacant Housing Units | 204 ( 5.0%) |
| Median Home Value | $277,790 |
| Average Home Value | $318,106 |
Housing Distribution
Address Breakdown
Residential
4,122
Single Family
4,027
Multi-Family
95
Businesses
272
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A